Foreign National Mortgage
Buy a Home in the US, with the Help of Advanced Mortgage Lenders Co. has experienced staff to help provide Home Mortgages for Foreign Nationals (Non-Resident Aliens). Am I considered a Non-Resident Alien? A Non-Resident alien is a citizen of a country other than the U.S. or a foreign national legally living in the U.S. We offer loans for the initial purchase or refinancing of primary and second homes only.
Advanced Mortgage Lenders Co. and our professionals can offer Foreign Nationals:
- Adjustable and Fixed Rate Mortgages
- Jumbo Loans
- Skilled guidance, experienced professionals
How much can I borrow?
You can borrow any amount for the purchase or refinancing of a primary or second home. The qualifying “housing expense to income ratio” is 30% and the “total expense to income ratio” is 40%. Advanced Mortgage Lenders Co. will calculate these ratios for you based on the income and asset information you provide and tell you how much you can afford to borrow.
It is important to know what your buying power is before you go home shopping. Fill out the form below and one of our agents will contact you. We will gather important information, send it to various lenders and get you the best rate. We will give you a certificate of pre-approval which you will present to your Realtor. This will hep speed up the buying process.